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Fixed rate vs variable on our Brisbane place, and the fixed one won by a mile
We locked in at 5.89% on a $520k loan in Brisbane last year while my sister stayed variable, and she's now paying way more each month than us. The kicker was that our break costs would've been around $3k if we'd needed to sell, which felt like a fair trade for the sleep at night. Has anyone else done the split loan thing where you go half and half, and did it feel worth the extra paperwork?
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