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My old boss swore fixing the rate for 3 years was dumb, and his reason still bugs me
Back in 2019 he told me locking in at 3.4% for 3 years was throwing money away because rates only go down. We fixed anyway and saved about $260 a month when things went the other way, but he still says we got lucky. Anyone else get advice from someone who was sure they knew where rates were headed?
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