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Pro tip: my broker call on a Tuesday in March saved me $412 a month, here's how it went down
I'd been putting off calling about my rate for about 8 months because I figured the fees would eat any savings. Last Tuesday I finally rang up at 9am and the guy ran my numbers in about 15 minutes flat. Turns out I was sitting on a 6.2% rate from a loan I set up back in 2022, and the same lender had a 5.4% option for my LVR that I never got told about. He also spotted that my offset account was set up wrong, so about $18k I'd parked there was barely doing anything. I moved that money into the right account and the interest saving alone came to $412 a month. The part that gets me is I nearly hung up when the hold music started, because I assumed the whole thing would be a sales pitch. If your loan got set up a couple of years back, when's the last time you actually rang and asked what rate they'd give you today?
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harper6937d ago
Ha, my mate found $200 a month just by asking, crazy right?
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