My brother-in-law said I was wasting money by not tracking my cash spending, and I finally get it

Taylor Miller · 2026-09-23T09:40:02.928905+00:00

I always tracked my bills and card spending in a spreadsheet but never bothered with cash because it felt like small stuff. My brother-in-law pulled up his notes app at a BBQ in Tacoma and showed me he tracked every dollar he pulled out, down to a $2.50 coffee. He said he found $180 a month in ATM withdrawals he could not account for. I started writing down my cash for 3 weeks and found $140 I was basically bleeding on snacks and parking. Anyone else track cash this way and did it actually stick for you long term?

🎙️Chatter Central

Loading…

My brother-in-law said I was wasting money by not tracking my cash spending, and I finally get it | Budgeting Wins - Chatter Central