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A chat with a hostel owner in Medellin made me double-check my travel insurance

He said he sees at least one nomad a month stuck with huge bills after a simple scooter fall. Has anyone actually had to use their policy for a medical emergency abroad?
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3 Comments
susanm56
susanm5621d ago
Broke my ankle hiking in Thailand last year. My travel insurance covered the hospital stay and the flight home with a nurse. I would have been in serious debt without it.
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joel_butler
Honestly, travel insurance feels like a scam most of the time. They find any little reason not to pay out, like calling a pre-existing condition. For a simple break, you could just pay cash at a clinic there for way less than years of premiums.
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sethhernandez
My policy in Portugal covered a 10k hospital bill with zero hassle.
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